Day: 18 November 2020

Hunting for yield is not a new topic. Coming into 2020, optimism was high for income investors, due to low interest rates both at home and abroad. Central banks sought to keep interest rates at ultra-low levels to support the economic recovery after the global financial crisis in 2008.

Record low interest rates were further exacerbated by the worldwide COVID-19 pandemic, which forced governments to coordinate simultaneous interest rate cuts. This pushed yields below one percent, and in some cases pushed yields into negative territory.

In equity markets, companies were forced to reduce dividend payouts due to the economic impact of the lockdowns and consumer sentiment.

Interest rates have been declining steadily for 30 years

In this low yield environment, savvy investors are seeking out alternatives to public market assets. Private market investments are quickly becoming a popular choice, with potential benefits including higher return potential, lower volatility, lower correlation to traditional listed assets, and enhanced diversification.

However, private markets have long been the domain of institutional investors, as traditional investment platforms have not allowed advisors and their clients access to approved product lists.

The Integrated advantage

If you’re on the hunt for yield opportunities, Integrated can help you find them. Our proprietary workflow technology and unique operating model will give you access to bespoke opportunities not available on traditional platforms, together with complete back office freedom.

Better still, all illiquid assets will be held in your own name. Once your investment
has been facilitated, Integrated will:

— Administer and report on the investment
— Regularly liaise with all third parties
— Reconcile the position to ensure accuracy
— Notify and process any corporate actions relating to the investment

Every major decision begins with extensive research. As a trusted advisor, being able to access comprehensive and accurate data whenever you need it is crucial.
Having multiple data sets in one easy-to-access location helps to drive transparency and personalisation, offering customised insights, advice and alerts for your customers and helping you to make informed decisions with confidence.

Why use multiple sources?

Compiling data from multiple sources offers superior flexibility and choice, giving you the freedom to help your clients meet their financial goals. It is also possible that your clients may have amassed multiple investment accounts over the years that may not be advantageous to consolidate for taxation reasons.

The Integrated advantage

Integrated offers complete back office freedom with a range of customisable features that allow you to focus on creating long-term opportunities.

Access financial data simply and securely
At Integrated, our intuitive API architecture and simplified data model makes data aggregation easy. Our APIs provide accurate and up-to-theminute data that has been extensively reviewed, enriched and mapped for consistency.

Flexible formats
We have the ability to accept data from anyone involved in your ecosystem, in whatever format best suits you and your clients. This may be API, EPI, file-based integration or an Excel template – whatever works for you, we can make it happen.

Complete peace of mind
Any data that you house with Integrated will always belong to you, securely stored for added peace of mind. Should you decide to no longer use Integrated’s features in the future, our friendly team will bundle all available data in a format for your new data aggregator to use.